Texas Instruments BA II Plus Financial Calculator, Black

This is a finance student. It's come in handy in classes where this particular calculator is required. Just from a cash flow standpoint, it took some getting used to, but all other functions are simple enough to learn, especially since the professors were all familiar with the programming and were able to assist students with their problems. br>Just keep in mindbr>- If you're using I/Y, don't use a decimal for the function. For instance, if the interest rate is 8%, enter it as 8, NOT.
- When it comes to cash flows, make sure to hit enter after each outflow and inflow. (use a negative number to represent outflows)br>- Also, when entering values, type the number first, then press the button to which the number should be applied. For instance, suppose you're trying to figure out the FV for a loan with a $1,000 PV. First, type 1000, then press PV. Then, if the payments are for five years, type 5 THEN press N, and so on. After you've entered all of your values, press FV and then CPT to find the loan's or whatever you're trying to calculate's FV.
- The only other thing I can think of is that if you're getting incorrect results, it's most likely because the calculator is accounting for the TVM automatically. (Time Value of Money) Make sure to CLR TVM after each individual calculation. To do so, hold down the (2nd, FV. ), which will force the TVM to restart. Hopefully, this information will assist you in learning how to use it. For anyone who knows how to use it, it's a fantastic tool.

Jabari Snider

| Jul 15, 2021

If you're reading this, you probably already own a smartphone or computer, rendering this device useless. If you need this for your class, you'll have to deal with this product, which is fortunately very cheap. Find an online financial calculator or a standalone app and enjoy the ability to copy/paste text, save information, or read multiple lines at a time. br>However, what if you want a stand-alone financial management device? Don't bother if you're just "old school" or don't want to be bothered by Facebook. This is accompanied by something far more valuable than those desires: dissatisfaction This tool has three areas where you can get frustrated:
1: the keys. In comparison to a smartphone, they're too mushy, and in comparison to a PC, they're too small. "Physical keys?" you might wonder when compared to a smartphone. That sounds fantastic! "These, on the other hand, are more ethereal than physical. There's a chance that if you press a key repeatedly, only some of your presses will be registered. If you type in $500, double-check the display to ensure it didn't register $50. It's too small when compared to a desktop computer. On a desktop or laptop keyboard, the keys are spaced 0 inches apart. There's enough room for one key per finger to be 75 inches apart, allowing for extremely fast data input. On this calculator, you must look for the keys and type using only one finger. If you had to choose between this product and a $20 number pad, go with the number pad.
2: a monitor: This is an excellent display. It's simple to follow and understand. However, EXCEL SPREADSHEETS can be viewed on a computer or even a smartphone. It's a no-brainer: don't use this device unless it's absolutely necessary for your exam.
3: the ability to work To understand how this calculator works, you'll obviously need to be an expert in finance. What you may not be aware of, however, are the various modes and abbreviations it employs, as well as the random things it ignores. The symbol will not appear onscreen if you press the key. All you have to do now is. . . You can trust that when you press = later, the two numbers will be added together. You may be unsure whether to "enter" or "set" the new value when setting the I/Y, which stands for Interest per Year. You'll need to double-check that it's working once you think you've figured it out. Again, a PC or even a mobile device makes this a lot easier. br>br>Conclusion: If you're a personal finance student, and this product is mentioned in your syllabus, get it. It's inexpensive, works for simple calculations, and will undoubtedly save your hide during tests. The first source of frustration will be alleviated because you will not have had enough practice with the calculator to be able to type "too quickly" on it. The second source of annoyance is reduced because your test questions will be easier to answer than real-life problems. The third source of annoyance will be reduced because your teacher or textbook will explain how to set the equipment to the appropriate mode for each assignment. But don't even think about purchasing this item for real-world use. use all over the world It's even worse than what you've got now.

Case Williamson

| Mar 14, 2021

I like the features of this calculator, but the buttons are flimsy, and you can make a lot of mistakes when typing in numbers quickly. The buttons don't always accept your input for some reason, leaving you with missing numbers and incorrect answers. I have to be very careful or else I'll have to redo the problem, which wastes time. I wish my TI-84 Plus could help me with this. Because I prefer the buttons, 83 has the calculator's financial functionality.

Austin AHMED

| Mar 08, 2021

You'd think that a financial calculator would make it easier to keep track of parenthesis, but this one doesn't. The calculator is small and light, and it has a cheap feel to it. Because the keys do not always input when pressed, you must constantly double-check your work. Check your inputs. br>br>When I first learned how to use a calculator, I meticulously followed the instructions that came with it. I pressed the buttons exactly as instructed, but the results were always incorrect. I had to go online and look for a YouTube video that explained that there must be an incorrect answer in the memory somewhere. As a result, I had to reset the factory settings on my brand new calculator. br>br>After that, it worked fine, but I'm having trouble keeping track of how many parentheses I've opened (instructions say it closes all parentheses you've opened once you hit =, but I'm getting mixed results). I'm not sure what I've typed in or if the numbers I'm attempting to save have actually been saved. br>br>I'm not sure if this is a TI calculator or not. What a squander of resources, both time and money. Before you use this, get a free app on your phone that you can trust.

Violet Blackwell

| Jul 15, 2021

This calculator performs admirably. I originally purchased this as a student of accounting. I returned it and purchased the BA II Plus Professional in its place. It was because of the buttons that I returned it. When you press a button, there is no way to "feel" it. I had to reconsider my options because this was causing frequent calculation errors. Finally, I would recommend the BA II Plus Professional solely because you do not need to look at the calculator's display while using it, as you can tell if you have accidentally pressed two buttons when using the BA II Plus Professional. In contrast, because there is no clicking noise or feeling when a button is pressed on the BA II Plus, I believe it is necessary to keep my focus on the calculator when performing calculations. I became irritated with having to shift my gaze from the computer to the calculator every time I needed to enter a number.

Hezekiah Hammond

| Mar 03, 2021